17 for ’17 — part 1: Chase Ultimate Rewards & Starwood Preferred Guest

2016 was a lot of things to a lot of people. For me, it was the year I lost my mind and acquired 17 new credit cards, all bright and shiny for the new year. Yeah. 17. I applied and was approved for the final one today. It wasn’t a goal. it just happened that way. I swear.

I don’t recommend any normal person do this. A normal person should just choose the one or two cards that they are going to use (protip: Chase Sapphire Reserve + Chase Freedom Unlimited) that can get them beaucoup travel or cash back.

Here’s what I can tell you, though, about this insane adventure:  Continue reading

Amex sucks less now

Ivan X   December 28, 2016   No Comments on Amex sucks less now

As you may or may not know, I have historically thought that Amex Membership Rewards are suckier than Chase Ultimate Rewards. I still mostly think that, and the main reason I think that is because the major domestic partner you can transfer Amex points to is Delta, and Delta has shit-tastic award tickets (unless you fly internationally on a partner airline). They cost a ton of points, unless the cash price is super cheap anyway, in which case you might as well just use cash. Whereas Chase points transfer to United, who have pretty good award tickets.

But Amex has upped their game in a meaningful way. They’ve added features to both their personal and business Platinum cards. Continue reading